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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,357 | $57,352-17.4% | $83,831-43.5% | $64,173-26.2% |
| Participation rate | 56.9% | 68.6%-11.7pp | 76.1%-19.2pp | 69.6%-12.6pp |
| Annual return | -4.24% | 11.38%-15.6pp | 850.99%-855.2pp | 7.63%-11.9pp |
| Employer contribution / active EE | $1,201 | $2,546-52.8% | $3,631-66.9% | $2,381-49.6% |
| Participant deferral / active EE | $1,959 | $2,993-34.5% | $4,082-52.0% | $3,470-43.5% |
| Admin fee / account holder | $7,864 | $4,046+94.3% | $5,479+43.5% | $4,887+60.9% |