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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,714 | $89,367+79.8% | $141,191+13.8% | $72,975+120.2% |
| Participation rate | 84.8% | 75.1%+9.7pp | 82.5%+2.3pp | 69.5%+15.3pp |
| Annual return | 25.71% | 111.87%-86.2pp | 71.41%-45.7pp | 81.01%-55.3pp |
| Employer contribution / active EE | $3,158 | $3,115+1.4% | $4,736-33.3% | $2,440+29.4% |
| Participant deferral / active EE | $7,049 | $5,419+30.1% | $6,710+5.0% | $3,608+95.4% |
| Admin fee / account holder | $4,398 | $5,957-26.2% | $10,264-57.2% | $5,124-14.2% |