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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,297 | $106,008-29.0% | $92,240-18.4% | $147,586-49.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 16.32% | 50.05%-33.7pp | 176.29%-160.0pp | 578.59%-562.3pp |
| Employer contribution / active EE | $9,406 | $4,333+117.1% | $3,680+155.6% | $4,876+92.9% |
| Participant deferral / active EE | $7,095 | $4,478+58.4% | $3,897+82.1% | $5,439+30.4% |
| Admin fee / account holder | $1,522 | $6,333-76.0% | $5,194-70.7% | $10,886-86.0% |