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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,811 | $99,345-43.8% | $84,753-34.1% | $273,972-79.6% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 8.88% | 22.93%-14.0pp | 22.78%-13.9pp | 41.46%-32.6pp |
| Employer contribution / active EE | $9,454 | $4,214+124.4% | $3,574+164.5% | $4,869+94.2% |
| Participant deferral / active EE | $6,506 | $4,270+52.4% | $3,712+75.3% | $5,287+23.0% |
| Admin fee / account holder | $402 | $6,645-94.0% | $5,333-92.5% | $10,133-96.0% |