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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,094 | $85,196+116.1% | $76,383+141.0% | $145,897+26.2% |
| Participation rate | 100.0% | 82.9%+17.1pp | 79.3%+20.7pp | 80.3%+19.7pp |
| Annual return | 10.09% | 13.13%-3.0pp | 13.79%-3.7pp | 552.29%-542.2pp |
| Employer contribution / active EE | $13,843 | $5,268+162.8% | $4,587+201.8% | $4,663+196.9% |
| Participant deferral / active EE | $29,645 | $6,386+364.2% | $5,474+441.6% | $6,689+343.2% |
| Admin fee / account holder | $1,250 | $5,786-78.4% | $5,147-75.7% | $13,390-90.7% |