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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,094 | $85,004+116.6% | $76,284+141.3% | $145,959+26.1% |
| Participation rate | 100.0% | 82.9%+17.1pp | 79.2%+20.8pp | 80.3%+19.7pp |
| Annual return | 10.09% | 13.11%-3.0pp | 13.77%-3.7pp | 561.95%-551.9pp |
| Employer contribution / active EE | $13,843 | $5,265+163.0% | $4,585+201.9% | $4,661+197.0% |
| Participant deferral / active EE | $29,645 | $6,390+363.9% | $5,478+441.1% | $6,689+343.2% |
| Admin fee / account holder | $1,250 | $5,760-78.3% | $5,131-75.6% | $13,398-90.7% |