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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,902 | $184,014-80.5% | $161,149-77.7% | $138,895-74.2% |
| Participation rate | 87.5% | 82.1%+5.4pp | 78.8%+8.7pp | 79.9%+7.6pp |
| Annual return | 7.86% | 21.52%-13.7pp | 21.16%-13.3pp | 145.39%-137.5pp |
| Employer contribution / active EE | $1,601 | $5,055-68.3% | $4,360-63.3% | $4,194-61.8% |
| Participant deferral / active EE | $9,396 | $6,909+36.0% | $6,153+52.7% | $6,396+46.9% |
| Admin fee / account holder | $25,124 | $18,027+39.4% | $15,194+65.4% | $12,562+100.0% |