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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,902 | $178,174-79.9% | $156,181-77.0% | $137,256-73.8% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.8%+8.7pp | 80.0%+7.5pp |
| Annual return | 7.86% | 84.19%-76.3pp | 64.87%-57.0pp | 220.34%-212.5pp |
| Employer contribution / active EE | $1,601 | $4,972-67.8% | $4,294-62.7% | $4,156-61.5% |
| Participant deferral / active EE | $9,396 | $6,888+36.4% | $6,132+53.2% | $6,407+46.6% |
| Admin fee / account holder | $25,124 | $17,404+44.4% | $14,586+72.2% | $12,270+104.8% |