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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,908 | $165,381-28.7% | $149,730-21.3% | $158,966-25.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -2.35% | 348.29%-350.6pp | 276.70%-279.0pp | 302.95%-305.3pp |
| Employer contribution / active EE | $9,230 | $5,104+80.8% | $4,645+98.7% | $4,762+93.8% |
| Participant deferral / active EE | $7,586 | $7,182+5.6% | $6,843+10.9% | $5,983+26.8% |
| Admin fee / account holder | $17,517 | $10,809+62.1% | $9,310+88.1% | $11,250+55.7% |