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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,718 | $138,075-10.4% | $123,552+0.1% | $135,379-8.6% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -8.83% | 153.70%-162.5pp | 119.20%-128.0pp | 519.79%-528.6pp |
| Employer contribution / active EE | $8,550 | $5,152+66.0% | $4,628+84.8% | $4,779+78.9% |
| Participant deferral / active EE | $7,040 | $6,800+3.5% | $6,426+9.6% | $5,609+25.5% |
| Admin fee / account holder | $8,824 | $10,917-19.2% | $9,285-5.0% | $10,828-18.5% |