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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,114 | $99,647-59.7% | $86,439-53.6% | $134,509-70.2% |
| Participation rate | 45.5% | 82.1%-36.6pp | 80.3%-34.9pp | 81.2%-35.8pp |
| Annual return | -20.15% | 6784.13%-6804.3pp | 4395.55%-4415.7pp | 418.13%-438.3pp |
| Employer contribution / active EE | $0 | $4,401-100.0% | $3,769-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,466 | $7,246-52.2% | $6,952-50.1% | $6,400-45.8% |
| Admin fee / account holder | $1,314 | $8,373-84.3% | $6,732-80.5% | $11,427-88.5% |