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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,152 | $125,190-55.9% | $105,624-47.8% | $145,897-62.2% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 10.96% | 225.22%-214.3pp | 116.20%-105.2pp | 552.29%-541.3pp |
| Employer contribution / active EE | $2,003 | $3,720-46.2% | $3,168-36.8% | $4,663-57.0% |
| Participant deferral / active EE | $6,589 | $5,716+15.3% | $5,013+31.5% | $6,689-1.5% |
| Admin fee / account holder | $37,945 | $17,138+121.4% | $10,961+246.2% | $13,390+183.4% |