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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,462 | $111,814-6.6% | $103,378+1.0% | $145,978-28.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.97% | 24.80%-16.8pp | 24.91%-16.9pp | 550.52%-542.6pp |
| Employer contribution / active EE | $4,019 | $4,215-4.7% | $3,870+3.8% | $4,662-13.8% |
| Participant deferral / active EE | $9,941 | $5,618+77.0% | $5,058+96.6% | $6,690+48.6% |
| Admin fee / account holder | $3,173 | $9,764-67.5% | $8,401-62.2% | $13,400-76.3% |