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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,015 | $174,379+17.0% | $152,093+34.1% | $138,895+46.9% |
| Participation rate | 87.5% | 81.6%+5.9pp | 77.8%+9.7pp | 79.9%+7.6pp |
| Annual return | 19.52% | 74.86%-55.3pp | 66.36%-46.8pp | 145.39%-125.9pp |
| Employer contribution / active EE | $2,502 | $4,652-46.2% | $4,175-40.1% | $4,194-40.3% |
| Participant deferral / active EE | $7,077 | $6,159+14.9% | $5,451+29.8% | $6,396+10.6% |
| Admin fee / account holder | $1,985 | $16,880-88.2% | $14,497-86.3% | $12,562-84.2% |