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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,473 | $167,362+70.6% | $143,799+98.5% | $134,532+112.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.85% | 0.47%-17.3pp | -0.04%-16.8pp | 418.27%-435.1pp |
| Employer contribution / active EE | $2,855 | $5,620-49.2% | $4,952-42.3% | $4,741-39.8% |
| Participant deferral / active EE | $5,836 | $6,447-9.5% | $5,638+3.5% | $6,401-8.8% |
| Admin fee / account holder | $2,128 | $18,094-88.2% | $14,677-85.5% | $11,429-81.4% |