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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,181 | $209,422-30.7% | $178,503-18.7% | $158,982-8.7% |
| Participation rate | 92.3% | 86.4%+6.0pp | 81.9%+10.4pp | 82.0%+10.3pp |
| Annual return | 13.17% | 188.81%-175.6pp | 151.12%-138.0pp | 302.99%-289.8pp |
| Employer contribution / active EE | $1,327 | $5,707-76.8% | $5,011-73.5% | $4,763-72.1% |
| Participant deferral / active EE | $2,864 | $5,955-51.9% | $5,202-44.9% | $5,983-52.1% |
| Admin fee / account holder | $10,449 | $17,079-38.8% | $13,987-25.3% | $11,252-7.1% |