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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,121 | $48,284+173.6% | $67,524+95.7% | $80,911+63.3% |
| Participation rate | 66.7% | 66.4%+0.3pp | 72.9%-6.2pp | 67.6%-1.0pp |
| Annual return | 17.84% | 18.27%-0.4pp | 3519.41%-3501.6pp | 35.63%-17.8pp |
| Employer contribution / active EE | $6,215 | $2,021+207.5% | $2,734+127.3% | $2,756+125.5% |
| Participant deferral / active EE | $11,683 | $2,927+299.2% | $4,001+192.0% | $4,297+171.9% |
| Admin fee / account holder | $3,298 | $3,688-10.6% | $4,001-17.6% | $6,935-52.4% |