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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,547 | $43,344+58.1% | $59,899+14.4% | $64,173+6.8% |
| Participation rate | 68.5% | 69.2%-0.6pp | 74.7%-6.2pp | 69.6%-1.1pp |
| Annual return | 10.50% | -1.55%+12.1pp | 3.46%+7.0pp | 7.63%+2.9pp |
| Employer contribution / active EE | $4,847 | $2,030+138.8% | $2,723+78.0% | $2,381+103.6% |
| Participant deferral / active EE | $9,032 | $2,547+254.5% | $3,402+165.4% | $3,470+160.3% |
| Admin fee / account holder | $1,951 | $3,008-35.1% | $3,592-45.7% | $4,887-60.1% |