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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,814 | $174,379+121.3% | $152,093+153.7% | $138,895+177.8% |
| Participation rate | 95.0% | 81.6%+13.4pp | 77.8%+17.2pp | 79.9%+15.1pp |
| Annual return | 14.36% | 74.86%-60.5pp | 66.36%-52.0pp | 145.39%-131.0pp |
| Employer contribution / active EE | $7,364 | $4,652+58.3% | $4,175+76.4% | $4,194+75.6% |
| Participant deferral / active EE | $6,672 | $6,159+8.3% | $5,451+22.4% | $6,396+4.3% |
| Admin fee / account holder | $4,434 | $16,880-73.7% | $14,497-69.4% | $12,562-64.7% |