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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,745 | $58,627+600.6% | $76,735+435.3% | $82,448+398.2% |
| Participation rate | 71.4% | 63.2%+8.2pp | 69.5%+1.9pp | 68.1%+3.4pp |
| Annual return | 14.33% | 39.10%-24.8pp | 29.77%-15.4pp | 41.64%-27.3pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,454-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $13,403 | $3,134+327.7% | $4,088+227.9% | $4,139+223.8% |
| Admin fee / account holder | $1,846 | $5,323-65.3% | $7,189-74.3% | $7,234-74.5% |