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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,745 | $69,444+491.5% | $92,985+341.7% | $87,485+369.5% |
| Participation rate | 71.4% | 63.3%+8.1pp | 69.5%+1.9pp | 68.9%+2.5pp |
| Annual return | 14.33% | 23.85%-9.5pp | 27.99%-13.7pp | 26.06%-11.7pp |
| Employer contribution / active EE | $0 | $1,917-100.0% | $2,662-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $13,403 | $3,364+298.4% | $4,377+206.2% | $4,274+213.6% |
| Admin fee / account holder | $1,846 | $6,137-69.9% | $9,463-80.5% | $7,775-76.3% |