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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,589 | $167,352-52.4% | $143,788-44.6% | $134,509-40.8% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -15.14% | 0.47%-15.6pp | -0.03%-15.1pp | 418.13%-433.3pp |
| Employer contribution / active EE | $1,255 | $5,620-77.7% | $4,952-74.7% | $4,741-73.5% |
| Participant deferral / active EE | $2,223 | $6,447-65.5% | $5,638-60.6% | $6,400-65.3% |
| Admin fee / account holder | $53,512 | $18,091+195.8% | $14,675+264.6% | $11,427+368.3% |