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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,610 | $94,031-72.8% | $115,768-77.9% | $82,448-68.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 15.49% | 20.61%-5.1pp | 100.46%-85.0pp | 41.64%-26.2pp |
| Employer contribution / active EE | $3,553 | $2,323+52.9% | $2,940+20.8% | $2,551+39.3% |
| Participant deferral / active EE | $4,527 | $3,972+14.0% | $4,917-7.9% | $4,139+9.4% |
| Admin fee / account holder | $6,881 | $10,249-32.9% | $12,439-44.7% | $7,234-4.9% |