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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,600 | $60,119-39.1% | $90,430-59.5% | $79,858-54.2% |
| Participation rate | 50.0% | 65.0%-15.0pp | 72.7%-22.7pp | 69.6%-19.6pp |
| Annual return | 15.30% | 71.94%-56.6pp | 1293.73%-1278.4pp | 31.72%-16.4pp |
| Employer contribution / active EE | $1,040 | $2,068-49.7% | $3,262-68.1% | $2,471-57.9% |
| Participant deferral / active EE | $1,767 | $2,938-39.9% | $3,963-55.4% | $3,740-52.8% |
| Admin fee / account holder | $1,882 | $3,976-52.7% | $5,613-66.5% | $5,306-64.5% |