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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,142 | $165,912-90.3% | $122,342-86.8% | $147,585-89.1% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | -12.97% | 34.55%-47.5pp | 30.28%-43.2pp | 578.57%-591.5pp |
| Employer contribution / active EE | $833 | $5,754-85.5% | $4,051-79.4% | $4,876-82.9% |
| Participant deferral / active EE | $2,035 | $4,005-49.2% | $3,287-38.1% | $5,439-62.6% |
| Admin fee / account holder | $492 | $7,424-93.4% | $5,478-91.0% | $10,885-95.5% |