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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,543 | $104,937-33.7% | $84,628-17.8% | $152,897-54.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 20.60% | 373.88%-353.3pp | 258.80%-238.2pp | 345.43%-324.8pp |
| Employer contribution / active EE | $5,569 | $3,303+68.6% | $2,653+109.9% | $4,764+16.9% |
| Participant deferral / active EE | $3,452 | $4,690-26.4% | $3,900-11.5% | $5,851-41.0% |
| Admin fee / account holder | $2,152 | $6,243-65.5% | $4,914-56.2% | $11,599-81.5% |