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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,242 | $101,063-44.3% | $81,473-31.0% | $147,586-61.9% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 16.77% | 32.41%-15.6pp | 38.78%-22.0pp | 578.59%-561.8pp |
| Employer contribution / active EE | $6,824 | $3,206+112.9% | $2,568+165.7% | $4,876+39.9% |
| Participant deferral / active EE | $4,535 | $4,242+6.9% | $3,537+28.2% | $5,439-16.6% |
| Admin fee / account holder | $2,487 | $5,812-57.2% | $4,561-45.5% | $10,886-77.2% |