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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,697 | $121,656+92.1% | $104,614+123.4% | $158,950+47.0% |
| Participation rate | 92.9% | 77.5%+15.3pp | 74.1%+18.8pp | 82.0%+10.9pp |
| Annual return | 14.91% | 465.51%-450.6pp | 340.56%-325.6pp | 302.91%-288.0pp |
| Employer contribution / active EE | $1,541 | $3,164-51.3% | $2,681-42.5% | $4,762-67.6% |
| Participant deferral / active EE | $2,843 | $4,177-31.9% | $3,739-24.0% | $5,983-52.5% |
| Admin fee / account holder | $10,520 | $7,775+35.3% | $6,464+62.8% | $11,248-6.5% |