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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,519 | $65,364-34.9% | $92,909-54.2% | $72,975-41.7% |
| Participation rate | 95.1% | 68.3%+26.8pp | 76.0%+19.1pp | 69.5%+25.6pp |
| Annual return | 20.76% | 42.11%-21.3pp | 109.44%-88.7pp | 81.01%-60.3pp |
| Employer contribution / active EE | $4,903 | $2,594+89.0% | $3,653+34.2% | $2,440+100.9% |
| Participant deferral / active EE | $2,411 | $3,128-22.9% | $4,238-43.1% | $3,608-33.2% |
| Admin fee / account holder | $1,508 | $4,251-64.5% | $5,795-74.0% | $5,124-70.6% |