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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,302 | $63,346-45.8% | $92,240-62.8% | $70,126-51.1% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 16.73% | 530.19%-513.5pp | 176.29%-159.6pp | 73.15%-56.4pp |
| Employer contribution / active EE | $4,330 | $2,471+75.2% | $3,680+17.7% | $2,343+84.8% |
| Participant deferral / active EE | $2,021 | $2,854-29.2% | $3,897-48.1% | $3,332-39.3% |
| Admin fee / account holder | $3,289 | $3,841-14.4% | $5,194-36.7% | $4,645-29.2% |