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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,422 | $165,381+125.8% | $149,730+149.4% | $158,966+134.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.29% | 348.29%-338.0pp | 276.70%-266.4pp | 302.95%-292.7pp |
| Employer contribution / active EE | $5,706 | $5,104+11.8% | $4,645+22.8% | $4,762+19.8% |
| Participant deferral / active EE | $10,456 | $7,182+45.6% | $6,843+52.8% | $5,983+74.8% |
| Admin fee / account holder | $1,119 | $10,809-89.6% | $9,310-88.0% | $11,250-90.1% |