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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,162 | $157,296+99.1% | $141,191+121.8% | $152,897+104.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.54% | 64.34%-45.8pp | 71.41%-52.9pp | 345.43%-326.9pp |
| Employer contribution / active EE | $5,737 | $5,262+9.0% | $4,736+21.1% | $4,764+20.4% |
| Participant deferral / active EE | $10,991 | $7,111+54.6% | $6,710+63.8% | $5,851+87.9% |
| Admin fee / account holder | $122,845 | $12,125+913.2% | $10,264+1096.8% | $11,599+959.1% |