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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,879 | $154,228+200.8% | $145,433+219.0% | $137,256+238.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.15% | 74.59%-62.4pp | 66.58%-54.4pp | 220.34%-208.2pp |
| Employer contribution / active EE | $8,268 | $4,804+72.1% | $4,554+81.5% | $4,156+98.9% |
| Participant deferral / active EE | $13,327 | $8,216+62.2% | $7,897+68.8% | $6,407+108.0% |
| Admin fee / account holder | $121,566 | $14,344+747.5% | $13,129+825.9% | $12,270+890.7% |