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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,520 | $138,102-78.6% | $125,381-76.5% | $134,532-78.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.39% | 750.73%-771.1pp | 572.31%-592.7pp | 418.27%-438.7pp |
| Employer contribution / active EE | $5,112 | $5,245-2.5% | $4,815+6.2% | $4,741+7.8% |
| Participant deferral / active EE | $7,414 | $7,801-5.0% | $7,448-0.4% | $6,401+15.8% |
| Admin fee / account holder | $1,327 | $11,568-88.5% | $10,007-86.7% | $11,429-88.4% |