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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,093 | $99,011-16.1% | $86,582-4.0% | $147,586-43.7% |
| Participation rate | 85.7% | 76.3%+9.4pp | 73.5%+12.2pp | 82.8%+2.9pp |
| Annual return | 18.65% | 1312.75%-1294.1pp | 965.08%-946.4pp | 578.59%-559.9pp |
| Employer contribution / active EE | $5,197 | $3,132+65.9% | $2,839+83.0% | $4,876+6.6% |
| Participant deferral / active EE | $8,096 | $3,972+103.8% | $3,609+124.4% | $5,439+48.9% |
| Admin fee / account holder | $12,447 | $5,709+118.0% | $4,904+153.8% | $10,886+14.3% |