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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,473 | $99,009-3.6% | $86,581+10.3% | $147,585-35.3% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 12.55% | 1312.70%-1300.1pp | 965.06%-952.5pp | 578.58%-566.0pp |
| Employer contribution / active EE | $13,319 | $3,132+325.2% | $2,840+369.1% | $4,876+173.1% |
| Participant deferral / active EE | $10,240 | $3,972+157.8% | $3,609+183.8% | $5,439+88.3% |
| Admin fee / account holder | $73,300 | $5,709+1184.0% | $4,904+1394.7% | $10,886+573.4% |