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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,026 | $84,684+29.9% | $73,835+49.0% | $125,388-12.3% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -1.59% | 3123.93%-3125.5pp | 2268.13%-2269.7pp | 282.24%-283.8pp |
| Employer contribution / active EE | $14,892 | $3,123+376.8% | $2,788+434.2% | $4,866+206.0% |
| Participant deferral / active EE | $7,697 | $3,993+92.8% | $3,583+114.8% | $5,352+43.8% |
| Admin fee / account holder | $1,261 | $5,691-77.8% | $4,880-74.2% | $9,541-86.8% |