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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,960 | $52,678-20.3% | $75,784-44.6% | $59,633-29.6% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -12.02% | 2.95%-15.0pp | 9.68%-21.7pp | 2041.45%-2053.5pp |
| Employer contribution / active EE | $13,581 | $2,193+519.2% | $3,323+308.7% | $2,203+516.6% |
| Participant deferral / active EE | $4,669 | $2,591+80.2% | $3,652+27.8% | $3,192+46.3% |
| Admin fee / account holder | $2,704 | $3,610-25.1% | $5,300-49.0% | $4,297-37.1% |