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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,075 | $197,637+74.1% | $177,848+93.5% | $158,982+116.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 15.13% | 58.77%-43.6pp | 48.33%-33.2pp | 302.99%-287.9pp |
| Employer contribution / active EE | $8,161 | $6,698+21.8% | $5,919+37.9% | $4,763+71.4% |
| Participant deferral / active EE | $14,925 | $8,405+77.6% | $7,714+93.5% | $5,983+149.4% |
| Admin fee / account holder | $14,933 | $15,406-3.1% | $12,431+20.1% | $11,252+32.7% |