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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,817 | $160,059+28.0% | $140,019+46.3% | $135,380+51.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 2.86% | 911.48%-908.6pp | 651.17%-648.3pp | 519.81%-516.9pp |
| Employer contribution / active EE | $8,903 | $6,420+38.7% | $5,605+58.8% | $4,779+86.3% |
| Participant deferral / active EE | $16,183 | $7,641+111.8% | $6,927+133.6% | $5,609+188.5% |
| Admin fee / account holder | $15,800 | $13,328+18.6% | $10,705+47.6% | $10,828+45.9% |