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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,991 | $138,393+261.3% | $184,256+171.4% | $80,959+517.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 18.72% | 20.01%-1.3pp | 28.85%-10.1pp | 35.67%-16.9pp |
| Employer contribution / active EE | $11,147 | $4,847+130.0% | $6,427+73.4% | $2,757+304.3% |
| Participant deferral / active EE | $17,295 | $7,076+144.4% | $9,133+89.4% | $4,300+302.2% |
| Admin fee / account holder | $43,270 | $10,489+312.5% | $13,899+211.3% | $6,925+524.8% |