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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,356 | $78,682-71.6% | $109,188-79.5% | $85,851-74.0% |
| Participation rate | 56.3% | 68.3%-12.0pp | 75.9%-19.6pp | 69.3%-13.1pp |
| Annual return | 20.05% | 25.09%-5.0pp | 25.76%-5.7pp | 318.63%-298.6pp |
| Employer contribution / active EE | $1,705 | $2,734-37.6% | $3,723-54.2% | $2,565-33.5% |
| Participant deferral / active EE | $3,372 | $3,468-2.8% | $4,654-27.5% | $3,952-14.7% |
| Admin fee / account holder | $271 | $5,470-95.0% | $6,755-96.0% | $6,261-95.7% |