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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,650 | $72,273-83.9% | $101,275-88.5% | $79,856-85.4% |
| Participation rate | 56.9% | 68.5%-11.6pp | 75.8%-18.9pp | 69.6%-12.8pp |
| Annual return | 0.00% | 22.30%-22.3pp | 46.48%-46.5pp | 31.71%-31.7pp |
| Employer contribution / active EE | $1,241 | $2,691-53.9% | $3,660-66.1% | $2,471-49.8% |
| Participant deferral / active EE | $3,479 | $3,282+6.0% | $4,371-20.4% | $3,741-7.0% |
| Admin fee / account holder | $221 | $4,401-95.0% | $5,948-96.3% | $5,306-95.8% |