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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,279 | $89,532+13.1% | $103,447-2.1% | $80,925+25.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.5%+19.5pp | 67.7%+32.3pp |
| Annual return | 7.94% | 22.80%-14.9pp | 23.92%-16.0pp | 35.65%-27.7pp |
| Employer contribution / active EE | $8,965 | $4,023+122.8% | $4,678+91.6% | $2,756+225.3% |
| Participant deferral / active EE | $3,180 | $5,459-41.7% | $6,624-52.0% | $4,299-26.0% |
| Admin fee / account holder | $173,042 | $6,774+2454.5% | $9,415+1737.9% | $6,940+2393.4% |