Retirement plan

EMH ENVIRONMENTAL, INC. 401(K) PROFIT SHARING PLAN

Name: EMH ENVIRONMENTAL, INC. - EMH ENVIRONMENTAL, INC. 401(K) PROFIT SHARING PLAN (2022) Form 5500
Creator: EMH ENVIRONMENTAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMH ENVIRONMENTAL, INC. 401(K) PROFIT SHARING PLAN, EMH ENVIRONMENTAL, INC.

EMH ENVIRONMENTAL, INC.EIN 52-1663603Plan #001PY 2022

3060 WASHINGTON ROAD, SUITE 216 - GLENWOOD, MD 21738410-489-9630

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$10.2M

-17.6% from 2021

Total participants

-4.1% from 2021

Average account balance

$216,173

-14.1% from 2021

Annual return

-14.20%

-38.39 pp from 2021

Benchmarks

See 1,621 peers

Peer group

Industry22 - Utilities

Plan typeDefined contribution

Participants<25

Cohort1,621 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.76M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$144K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

157.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$304K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$30828

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$832K

$34682 / participant

Other / not subdivided$832K100.0%

% of EOY assets

8.193%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$216,173

$90,467+139.0%

$93,759+130.6%

$134,532+60.7%

Participation rate

100.0%

82.0%+18.0pp

81.0%+19.0pp

81.2%+18.8pp

Annual return

-14.20%

-15.72%+1.5pp

-11.33%-2.9pp

418.27%-432.5pp

Employer contribution / active EE

$10,127

$4,345+133.1%

$4,324+134.2%

$4,741+113.6%

Participant deferral / active EE

$3,508

$5,980-41.3%

$6,096-42.4%

$6,401-45.2%

Admin fee / account holder

$17,710

$9,258+91.3%

$7,197+146.1%

$11,429+55.0%

EMH ENVIRONMENTAL, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMH ENVIRONMENTAL, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion