Retirement plan

ROSEMORE EMPLOYEE SAVINGS PLAN & TRUST

Name: ROSEMORE, INC - ROSEMORE EMPLOYEE SAVINGS PLAN & TRUST (2016) Form 5500
Creator: ROSEMORE, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROSEMORE EMPLOYEE SAVINGS PLAN & TRUST, ROSEMORE, INC

ROSEMORE, INCEIN 52-1659249Plan #002PY 2016

1 N CHARLES ST 22ND FL - BALTIMORE, MD 212013740LinkedIn11-50 employeesinvestment management

Other plans on this EIN

2 filings

#003Retirement-$169.9M assets #001Retirement-$8.2M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$9.1M

-0.2% from 2015

Total participants

-1.5% from 2015

Average account balance

$141,433

+1.4% from 2015

Annual return

9.66%

+10.73 pp from 2015

Benchmarks

See 891 peers

Peer group

Industry21 - Mining, Quarrying, and Oil and Gas Extraction

Plan typeDefined contribution

Participants25-99

Cohort891 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.16M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$247K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$626K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$33K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2261

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2J

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.6M

$30392 / participant

Other / not subdivided$2M100.0%

% of EOY assets

17.459%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$141,433

$73,981+91.2%

$105,754+33.7%

$62,881+124.9%

Participation rate

100.0%

71.7%+28.3pp

78.9%+21.1pp

69.3%+30.7pp

Annual return

9.66%

17.60%-7.9pp

12.25%-2.6pp

20.14%-10.5pp

Employer contribution / active EE

$3,959

$2,856+38.6%

$4,079-2.9%

$2,281+73.6%

Participant deferral / active EE

$9,191

$4,038+127.6%

$5,326+72.6%

$3,203+187.0%

Admin fee / account holder

$24,693

$5,976+313.2%

$8,309+197.2%

$4,296+474.8%

ROSEMORE EMPLOYEE SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROSEMORE EMPLOYEE SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion