Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT SERVICES Service code 15 · EIN 01-0233346 | Recordkeeping | $59,141 |
COASTAL PENSION SERVICES8+ years Service code 13 · EIN 52-1053785 7230 LEE DEFOREST DRIVE, STE. 102 · COLUMBIA, MD 21042 | Contract Administrator | $9,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,073 | $82,674+18.6% | $125,381-21.8% | $68,486+43.2% |
| Participation rate | 69.2% | 75.1%-5.8pp | 82.4%-13.1pp | 67.9%+1.3pp |
| Annual return | -18.25% | -5.97%-12.3pp | 572.31%-590.6pp | -7.85%-10.4pp |
| Employer contribution / active EE | $5,031 | $3,382+48.8% | $4,815+4.5% | $2,597+93.8% |
| Participant deferral / active EE | $8,734 | $6,111+42.9% | $7,448+17.3% | $4,028+116.9% |
| Admin fee / account holder | $592 | $6,277-90.6% | $10,007-94.1% | $5,404-89.0% |