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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,919 | $85,766-47.6% | $136,298-67.0% | $70,126-35.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 14.10% | 31.46%-17.4pp | 5156.27%-5142.2pp | 73.15%-59.0pp |
| Employer contribution / active EE | $5,750 | $2,966+93.9% | $4,696+22.5% | $2,343+145.5% |
| Participant deferral / active EE | $5,612 | $5,051+11.1% | $6,247-10.2% | $3,332+68.4% |
| Admin fee / account holder | $554 | $5,421-89.8% | $9,244-94.0% | $4,645-88.1% |