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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,596 | $29,716+154.4% | $56,077+34.8% | $80,925-6.6% |
| Participation rate | 33.7% | 41.7%-8.0pp | 52.5%-18.8pp | 67.7%-34.0pp |
| Annual return | 16.32% | 35.30%-19.0pp | 1709.28%-1693.0pp | 35.65%-19.3pp |
| Employer contribution / active EE | $1,234 | $671+83.9% | $1,040+18.6% | $2,756-55.2% |
| Participant deferral / active EE | $2,432 | $1,228+98.0% | $1,954+24.5% | $4,299-43.4% |
| Admin fee / account holder | $4,512 | $2,432+85.5% | $2,825+59.7% | $6,940-35.0% |