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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,290 | $82,678-63.4% | $125,391-75.8% | $68,490-55.8% |
| Participation rate | 91.5% | 75.1%+16.4pp | 82.4%+9.1pp | 67.9%+23.6pp |
| Annual return | -18.25% | -5.97%-12.3pp | 572.41%-590.7pp | -7.85%-10.4pp |
| Employer contribution / active EE | $483 | $3,382-85.7% | $4,816-90.0% | $2,597-81.4% |
| Participant deferral / active EE | $4,010 | $6,111-34.4% | $7,448-46.2% | $4,028-0.4% |
| Admin fee / account holder | $3,532 | $6,277-43.7% | $10,009-64.7% | $5,403-34.6% |