Filed December 17, 2025 (most recent of 3 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER SMITH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $27,327 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 OF AMERICA · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9,422 |
Filed as: RETIREMENT PLAN ADMINISTRATORS, LLC Service code 13 · EIN 58-2365498 | Contract Administrator | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,512 | $37,317-63.8% | $77,024-82.5% | $77,904-82.7% |
| Participation rate | 65.4% | 46.9%+18.5pp | 67.9%-2.5pp | 73.7%-8.3pp |
| Annual return | -11.52% | -5.88%-5.6pp | 42.32%-53.8pp | 12.21%-23.7pp |
| Employer contribution / active EE | $1,084 | $1,218-11.0% | $2,812-61.4% | $2,848-61.9% |
| Participant deferral / active EE | $1,565 | $2,564-39.0% | $4,426-64.6% | $4,806-67.4% |
| Admin fee / account holder | $117 | $126-6.7% | $5,425-97.8% | $133-11.5% |