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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,253 | $165,399-76.3% | $149,745-73.8% | $158,982-75.3% |
| Participation rate | 64.3% | 84.6%-20.3pp | 82.5%-18.2pp | 82.0%-17.7pp |
| Annual return | 22.59% | 348.34%-325.7pp | 276.72%-254.1pp | 302.99%-280.4pp |
| Employer contribution / active EE | $1,554 | $5,105-69.5% | $4,646-66.5% | $4,763-67.4% |
| Participant deferral / active EE | $8,111 | $7,183+12.9% | $6,843+18.5% | $5,983+35.6% |
| Admin fee / account holder | $156 | $10,811-98.6% | $9,312-98.3% | $11,252-98.6% |