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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,985 | $157,304-86.0% | $141,197-84.4% | $152,909-85.6% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 29.93% | 64.34%-34.4pp | 71.41%-41.5pp | 345.46%-315.5pp |
| Employer contribution / active EE | $1,730 | $5,263-67.1% | $4,736-63.5% | $4,764-63.7% |
| Participant deferral / active EE | $7,108 | $7,1110% | $6,710+5.9% | $5,851+21.5% |
| Admin fee / account holder | $616 | $12,126-94.9% | $10,265-94.0% | $11,601-94.7% |